Merchants4Kids has been operating under this name since late 2010. Prior to that, it operated under the name Radius Agents. Radius Agents was spun off from it's namesake, Radius Payments, in early 2010, with more than 10 years of experience behind it.

No. The Merchats4Kids Agent Program is designed to help individuals earn income without any cost to them. With Merchants4Kids, there is no outlay of cash, no product to sell, just a service to introduce. Our Agents are compensated more for their own direct efforts than for the efforts of those they refer. There is no registration fee and no MLM "matrix".

No. Merchants4Kids will provide you with all the basics, free of charge. Should you wish to order extra personalized products or promotional items, they are available for purchase in the Agent Online Store. Such items include apparel, professionally printed business cards, car magnets, etc.

For as long as the merchant remains active with Merchants4Kids.

There are no formal expectations or quotas. You are encouraged to work at your own pace, on your own schedule. We just ask that you work ethically, representing Merchants4Kids honestly and with integrity.

It all depends on you! You can make as much or as little as you choose, depending on how many merchants you sign up and/or how many agents you refer.

You will start earning residuals as soon as you sign up your first merchant, though it will take a month or so to receive your first residual payment.

No. Agents are independent contractors. As such, you will receive a 1099 from Merchants4Kids at the end of the year. You are responsible for your own benefits, like health insurance, disability insurance, etc.

No. As an independent contractor, you're considered self-employed for tax purposes. From us you will receive a 1099 at the end of the year, and you are responsible for claiming this income and paying all taxes.

Yes. Merchants4Kids provides initial and ongoing training, resources, and support. Once you become an agent, you will gain access to a whole host of tools and resources that will help you to achieve your goals. You'll receive...

1. An agent manual that includes explicit instructions on what to do, how to do it, and where to go for information.

2. Invitations to training sessions, informational webinars, private tutoring, and continuing education workshops.

3. Access to a relationship manager dedicated to helping you make the most of the Agent Program and its resources.

4. Virtual office technology including a Merchants4Kids email address, sales and marketing materials such as brochures and business cards, at no expense to you.

Most Agents do work from home, though you’re free to set up your “office” anywhere you’d like.

Yes! Once you've developed a residual stream, you can borrow against it and/or sell it back to Merchants4Kids for liquid cash.

Merchants switching to our network save 20% on average.

No. There are no upfront fees. No application fees. No reprogramming fees.

In most cases, we reprogram their existing equipment and the process takes about 15-minutes. If they need or want new equipment, we can provide it to them, sometimes at no additional cost.